Shared Ownership & Help to Buy Valuations
If you own a shared ownership home or bought with a Help to Buy equity loan, there are defined moments when the rules require an independent valuation from an RICS-registered valuer: staircasing to a larger share, selling your home, or repaying your equity loan. Prince Surveyors provides compliant, promptly delivered valuations for exactly these situations — accepted by housing associations, Homes England and mortgage lenders.
Shared Ownership Staircasing Valuations
When you buy additional shares in your shared ownership property (“staircasing”), the price of those shares is set by an independent RICS valuation of the full market value, not by your housing association’s estimate or an estate agent’s appraisal. Our valuers inspect the property, analyse genuinely comparable local sales and produce a report in the format your housing association requires. Shared ownership valuations typically remain valid for three months, so we time delivery to fit your transaction — and offer desktop revalidations where a valuation expires mid-process.
Shared Ownership Resale Valuations
Selling a shared ownership home usually starts with a RICS valuation that fixes the marketing price for the nomination period. We understand the practical tension here: value too low and you lose equity; too high and the property sticks. Our reports set out the evidence transparently so both you and your housing association can stand behind the figure.
Help to Buy Equity Loan Redemption Valuations
Repaying some or all of a Help to Buy equity loan — whether on sale, remortgage or voluntary redemption — requires a valuation that meets Homes England’s specific criteria: an independent RICS valuer, inspection of the interior, at least three comparable sold properties, and a report addressed correctly for the loan administrator. Reports that miss these requirements are rejected, costing you weeks. Ours are prepared to the current Homes England standard first time, and we prioritise these instructions because redemption deadlines are unforgiving.
Disputed and Retrospective Valuations
Where a leaseholder or lender disputes a figure, or a valuation is needed at a historic date, our valuers can prepare retrospective valuations and, where necessary, act in a dispute-resolution capacity alongside our expert witness team.
Why Choose Prince Surveyors
Prince Surveyors’ RICS-registered valuers carry out shared ownership and Help to Buy valuations across London and the Home Counties, alongside our full range of residential and commercial valuation services. Fixed fees, fast turnaround, and a valuer on the end of the phone if your housing association or lender queries anything.
Contact us for a fixed-fee quotation — most reports delivered within five working days of inspection.